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28 March 2018

MJ Hudson Allenbridge Co-hosted Seminar: Supporting the Demands of the New Pension Freedoms

Date Wednesday 28 March 2018 Time 12:30pm - 3:00pm Key Contacts Location Aviva,
St Helen’s,
1 Undershaft,
London. EC3P 3DQ

MJ Hudson Allenbridge, St. James’s Place and Aviva Investors lunch seminar, Supporting the Demands of the New Pension Freedoms, will take place on 28th March from 12:30pm at the offices of Aviva.

A key concern for corporate pension trustees and sponsors of maturing schemes is the need for income. This is being magnified by the rise in defined benefit transfers. This transfer demand, with the associated heightened regulatory and political scrutiny, and media reports of questionable advice, have placed transfers firmly under the spotlight.  Increasingly mature cash-flow positions, coupled with the uncertainty that transfers create, has led to a growing number of schemes adopting a Cash-flow Driven Investing (CDI) strategy.

Aviva Investors will discuss the benefits of a CDI approach, but also highlight what schemes need to consider to make the approach work for them. They will examine how investors can tailor a CDI portfolio, using strategies such as buy & maintain credit, private assets and LDI, to suit their particular requirements and objectives. They will also consider the impact of differing investor needs; current funding level, need for income, increased transfers, and the end goal of being self-sufficient or moving to an insurance transaction (Buy-in / Buy-out).

Another challenge for trustees and sponsors is the perception of the transfer advice market. Whilst transferring is not always appropriate, a robust process can identify those individuals for whom it is. St. James’s Place will share their recent experiences and provide an overview of the main considerations.

The seminar will discuss the options available to trustees and sponsors for supporting scheme members to make the right decision as to whether transferring is right for them.